Solutions
One underwriting OS, every credit segment
vishwa.ai automates document intake, financial spreading, risk analytics, credit memos, and portfolio monitoring for regulated lenders. Pick your segment to see the workflow, the metrics, and the outcomes.
SOC 2 Type II & ISO 27001100% audit trailProven in US banking & private credit
Choose your segment
Private credit
Spreading, leverage metrics, investment memos, and covenant monitoring for funds and direct lenders.
Learn moreCommercial banks
Back-office credit automation: DSCR, debt yield, global cash flow, and credit memos, with an examinable process.
Learn moreCommunity banks
Underwriting automation for lean credit teams: global cash flow, CRE concentration, and credit memos, alongside your core.
Learn moreCommercial real estate (CRE)
Rent roll and operating-statement extraction, then NOI, cap rate, DSCR, debt yield, and LTV across property types.
Learn morePrivate equity
Diligence, IC reporting, and portfolio monitoring: spread targets, draft the IC memo, and produce IC and LP reporting.
Learn moreNot sure where you fit?
Tell us about your credit workflow and we will show you the fastest path to an audited, automated underwriting process.
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